Pay-at-Close with Titus

Pay $0 upfront

What is Pay-at-Close?

Pay-at-Close is a flexible payment solution designed specifically for you as a real estate agent.

With this program, you pay $0 when you place your order. Your marketing expenses are only due when the listing successfully closes, or six months after your application date—whichever comes first.

You get the same industry-leading Virtuance quality, while keeping your capital free to fuel other areas of your business.

Book your order

How it works

Book your shoot

Schedule your Virtuance shoot as usual at virtuance.com. If your order is under $1,000 and scheduled within 30 days, you can select "Pay-at-Close" during checkout to defer your payment.

You’ll then complete a quick, seamless application through our partner, Titus.

Market your listing

Receive your high-resolution, professional media by 5 PM the day after your shoot.

Use your "scroll-stopping" assets to launch your listing marketing and attract buyers immediately.

Pay at close

Once your listing goes pending, simply upload the closing details to the Titus portal.

Your media costs will be settled directly from your commission at the closing table.

Our financial partner

About Titus

Titus is our dedicated financial partner and a specialized payment platform built exclusively for the real estate industry. Think of it as the "Buy Now, Pay Later" solution tailored for agents.

Titus provides the technology and secure infrastructure that allows us to offer you flexible payment terms, ensuring that your marketing expenses stay aligned with your commission checks.

Learn about Titus

Pay-at-Close FAQ

If I defer payment, do I owe Virtuance or Titus?

Titus manages your balance. After approving your order, Titus handles all billing and payment inquiries.

Eligibility Requirements:

  • Shoot must be booked on virtuance.com.
  • Virtuance order total must be under $1,000.
  • Shoot must be scheduled within 30 days of the order date.
  • Must hold an active real estate license.
  • A signed listing agreement is required.
  • Must meet state-specific minimum credit score requirements.

Titus performs a soft credit pull for pre-qualification, which has no impact on your credit score.

Yes, you can still apply valid Virtuance promo codes and partner discounts at checkout to reduce your total pay-at-close balance.

The balance becomes due. You can then pay in full or go on a flexible payment plan.

Any delinquent payments or failure to repay after the deferment period may be reported to credit bureaus and could affect your score.