Key Takeaways
- Defer Virtuance marketing costs under $1,000 until your listing closes or for up to six months.
- Get your high-resolution photos and marketing materials on Virtuance’s standard schedule while your payment stays on hold.
- Apply in seconds during checkout with a soft credit pull that has no impact on your credit scores.
High-quality visuals are essential for winning listings and attracting buyers, but paying for those services upfront can sometimes strain a marketing budget. To give you more financial flexibility, Virtuance has partnered with Titus to introduce Pay-at-Close on Virtuance orders.
This service allows you to secure professional photography and media for your listings immediately while deferring the cost until the property sells.
Who is Titus?
Titus is a financial service built for the real estate industry. They act as a bridge, covering the cost of your Virtuance marketing orders so you don’t have to pay out of pocket during the listing phase. Instead, you settle the balance when you receive your commission at the closing table. Think of them as your “Buy Now, Pay Later” solution!
Why use Pay-at-Close for your next listing?
The Pay-at-Close model is designed to help you scale your marketing without increasing your immediate overhead.
- Keep Cash Flow Fluid: Order any Virtuance services totaling less than $1,000 and pay nothing on the day you book.
- Fast Media Delivery: You don’t have to wait until you pay to get your assets. We deliver your high-resolution photos and media on our standard, rapid timeline so you can get the listing live.
- Risk-Free Application: Titus uses a soft credit check to confirm eligibility. This process is quick and has no impact on your credit score.
- Built-in Flexibility: If a listing takes longer than expected to sell, you have a six-month window before the balance is due. If the property is still on the market at that point, you can pay in full or transition to a flexible payment plan.
How to book your shoot with Pay-at-Close
The Pay-at-Close option is integrated directly into the Virtuance checkout process.
- Build Your Order: Book on virtuance.com and select your services. To qualify, ensure your total is under $1,000 and your shoot is scheduled within 30 days.
- Choose Pay-at-Close: On the payment step (Step 6), select “Pay-at-Close with Titus.”
- Quick Application: A window will appear for a brief Titus application. Approval requires an active license, a signed listing agreement, and meeting minimum credit criteria.
- Confirm and Finalize: Once approved, your cart will reflect a “$0 due till close” balance. Complete your checkout to schedule, and Virtuance will handle the shoot, editing, and asset delivery!
Managing Your Payment
Once your order is complete, Titus manages the billing and collection process.
- At Closing: When the listing goes pending, upload the closing details to the Titus portal. Titus coordinates with your closing agent to collect the payment from your commission at settlement.
- If the Home Doesn’t Sell: If the listing is still active after six months, you can pay the balance in full or opt into a flexible payment plan. Titus keeps a debit card on file as a backup for these instances.
- Media Support: While Titus handles the money, Virtuance remains your point of contact for everything regarding your photography, floor plans, and media files.
Focus on the sale, not the invoice
By using Pay-at-Close, you can provide every client with a premium marketing experience without worrying about immediate overhead. It’s a smarter way to manage your business expenses while ensuring your listings always look their best. Schedule your shoot with Pay-at-Close today!
FAQ
Can I use Pay-at-Close for multiple listings at the same time?
Yes, you can defer costs for several properties simultaneously as long as your total Titus account balance across all listings stays under your approved deferrable amount or the $25,000 limit.
Will my broker be notified when I use this service?
Titus coordinates directly with your closing agent or escrow officer to arrange the commission deduction, so it is helpful to inform your transaction coordinator once the property goes pending.
Can I use Pay-at-Close for a rental property listing?
Yes, as long as you have a signed representation agreement and an active real estate license, you can defer the marketing costs for lease listings just like traditional sales.
